Saturday, September 12, 2015

Page 4: How to solve money, time, and interest problems.

Three problems, and how to solve them.


We now return to the three major problems listed in the beginning and explain how this new approach can solve them in one go.

1) Money and 2) Time. Money-time. Why not just put the two together? They’re closely related. If you don’t make money, you can’t survive. To make money, you spend time working at some job. The time spent at the job takes away from the time you can spend helping spread the word about RBE. In order to transition to RBE, it’s going to take money. Some plans cost more than others, and this is certainly on the low end of the scale, but it still will require money nonetheless.

It’s even more basic than that. Whenever you buy something, you’re really paying for someone’s time. “Material Costs” are just time costs- the time it took for someone to build the necessary materials. Of course, profit and subjective demand fits in there too, but for the most part everything boils down to time.

We may not have a lot of money, but we do have time. Since time is money, that’s all we need. Even with a small group, we can trade meals and services amongst ourselves to save and put the cash towards a monthly energy independence fund. Money is just an abstract representation of value anyway, and anything can be money so long as someone accepts it.

Which leads us to…

Funding initial community transition efforts through Time Credits

These ideas are adapted from Ubuntu and Spice.

Lower your expectations. You will not be able to completely stop using money in one go. Our goal is gradually lowering the amount of money we use in everyday life until we simply don’t need it anymore. The most elegant solution I’ve found so far is time credits. The idea is simple: One hour of community service equals one time credit. You can then use these time credits to “buy” one hour of time from someone else. Your credits can continually circulate through the community, creating more value as they go along. For example, if you spend an hour growing food for the group, you get a time credit someone else in the group will accept to clean your house.

At the time of writing (9/12/15), time credits are considered nontaxable by the IRS so long as they are only used for services and not exchanged for goods. If you live somewhere else, we encourage you to do research and consult legal counsel.

Through The Global Assembly, we can “fund” transition efforts by giving away Time Credits and creating a platform of exchange. One hour’s worth of work is always equal to one hour- no exceptions. In later stages, we can pay essential workers (doctors, farmers, policemen etc) a “bonus” hourly credit for each hour of work to motivate them to join.

Printing your own time credits is easy. Create a captivating design and aim to fit 10 to a sheet of paper, while including a “learn more” link to your local assembly facebook page on each one. If you can, add in a QR code for easy scanning. Educating people and getting your time credits circulating is the hard part, and that’s why you need to partner with other local organizations. This is where our brand name can begin to work for us as our groups lean on each other.

- Have your project manager create a “Council of Elders”. Bring together 12 respected people from around your city, perhaps church leaders/members, nonprofit managers and business owners. Sell them the vision of an abundant, self-sufficient city described in Ubuntu. This council will decide which community projects get “funded” in time credits. Since our project manager created the council and controls it, he/she can steer it towards sustainability projects such as gardens, housing and education. The core ongoing projects can’t change, but any number of additional community service initiatives can be added. The project manager only stays as an official member until the council can stand on its own two feet- then, to grant it more legitimacy the council holds public elections to choose future members.

You don’t have to build from scratch, and if you attempt to go it alone you will fail miserably. Approach organizations who are already doing volunteer work and ask them to start handing out community credits. To motivate people to work on community projects, participating organizations should “charge” a small amount of credit (15 or 30 minutes) for their services.

- Put that business manager to work. Grow your network and get businesses involved by convincing them to accept community credits. For tax reasons, only service-oriented businesses will be eligible to participate, though any business can accept the credits at their own risk. Give people places to spend their credits. School performances, hair salons and barber shops, massage therapists, bowling alleys and so on.

- Have your social media manager create a local service exchange on reddit. The service exchange functions as a way for people who have time credits to find people willing to do projects.
3) Interest: How do you get other citizens to join? Here again, it’s pretty simple. Appeal to peoples’ interest in saving money. Avoid discussing a moneyless economy, the Federal Reserve, banks or environmental catastrophe. There’s no need to get into hour-long debates. It’s so much easier when you just ask people if they’d like to “ work less and have more.”

Simply print up a bunch of Work Less, Have More flyers and distribute them within churches and schools. Here’s an example flyer, edit it as you see fit.
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Originally Written by Michael E.V Knight

Would you like to..

Work less and have more?

If only you had to work for just 20 hours a week to get everything you and your family need- and instead of getting “paid” you receive FREE rent, utilities, food, clothes, internet access, local transportation, haircuts/styling and other salon offerings, massages, tool rentals, golf, basketball, swimming and just about any sport you want to play, classes in anything you want to learn like cooking, programming, art or any other skill our members know and want to share with each other.  
If only you could cut your cost of living by up to 50%-all while enjoying a higher quality of life and more time doing what you want to do.  

This isn’t a get-rich-quick scheme, and you don’t have to move out to the country. We’re just a rapidly-growing group of people who are ready to drop out of the rat race and save money so we can spend more time with friends and family.

Sound good? If so, please watch these videos for more info: goo.gl/2K2isA
After you watch and like this video, you’re ready to get started. Please join us here to learn more- It’s free! [insert your local global assembly facebook group]

Together,
We can all work less and have more. Thank you.

Next Page: http://globalassembly.blogspot.com/2015/09/page-5-general-ideas-starter-projects.html
Previous Page: http://globalassembly.blogspot.com/2015/09/page-3-stages-of-transition.html

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